On Top Of The World Homes under $500,000

On Top Of The World Homes under $500,000

Welcome to On Top Of The World, a vibrant and welcoming subdivision nestled in the heart of sunny Florida! This enchanting community is designed for those who appreciate a blend of serene living and active lifestyles. With its lush landscapes and carefully planned amenities, On Top Of The World is not just a place to live; it’s a lifestyle choice that fosters connection and community spirit.

One of the standout features of this subdivision is its impressive selection of homes priced under $500,000. Whether you’re a first-time buyer, looking to downsize, or seeking a vacation retreat, you’ll find a variety of charming and affordable options that cater to diverse tastes and needs. From cozy single-family homes to modern villas, each residence is thoughtfully designed to maximize comfort and functionality while maintaining an inviting aesthetic.

Residents of On Top Of The World enjoy access to a plethora of amenities, including recreational facilities, walking trails, and social clubs, ensuring there’s always something to do. The community is ideal for those who love to stay active, with opportunities for golf, swimming, and fitness classes right at your doorstep. Plus, the friendly neighborhood atmosphere makes it easy to meet new friends and cultivate lasting relationships.

Located conveniently near shopping, dining, and entertainment options, On Top Of The World offers the perfect balance of tranquility and accessibility. Embrace the Florida lifestyle in this charming community where your dream home awaits—come and experience the joy of living On Top Of The World!

Newest On Top Of The World Homes under $500,000

2426 Persian Drive Unit 64, Clearwater
$135,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Don’t miss this beautifully furnished, move-in-ready condo! This charming condo features two completely furnished bedrooms, thoughtfully decorated with elegance and flair, making it easy to settle in and start enjoying the Florida lifestyle right away. The bright Florida room provides the perfect setting for a lovely dining area, with plenty of space to relax, entertain, or simply unwind while enjoying the sunshine. Recent updates include replacement windows in 2013 and a new A/C system installed in 2021, giving you added comfort and peace of mind. Best of all, there’s nothing left to do but move in and enjoy everything On Top of the World’s 55+ community has to offer. Residents can take advantage of an incredible array of amenities, including two heated pools, 9- and 18-hole golf courses, a state-of-the-art fitness center, billiards, sauna, jacuzzi, lapidary and ceramics facilities, and so much more. With a wide variety of clubs and activities, there’s always something to look forward to. Enjoy Monday night bingo, social dances, entertaining shows, and even opportunities to take the stage and share your own talents! Come discover the joy of living your best life in this wonderfully maintained, thoughtfully designed community. Move in, make yourself at home, and start enjoying everything this exceptional lifestyle has to offer!

2426 Persian Drive Unit 64, Clearwater
10343 Sw 107th Avenue, Ocala
$420,115
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to modern elegance in this new construction Livingston model located in the sought-after Long Leaf Ridge community at On Top of the World. Featuring airy 9'4" volume ceilings and a thoughtfully crafted floor plan, this single-story home blends seamless open-concept living with comfortable, private retreats. A welcoming covered porch guides you through the front door into a formal foyer, where a versatile flex room sits just off the entry—perfect for a home office, quiet den, or hobby space. The heart of the home unfolds into an expansive great room and flows right into the gourmet kitchen. Upgraded details highlight the kitchen, including quartz countertops, sleek white cabinetry, a center island with an undermount double sink and dishwasher, built-in appliances, and a walk-in pantry. Just beyond the kitchen, a sunny breakfast area offers a cozy space for morning coffee. Tucked away on one side of the home, the master suite offers a peaceful sanctuary complete with an optional tray ceiling, a large walk-in closet, and a luxurious en-suite bathroom featuring a double-sink vanity, linen closet, private water closet, and a walk-in shower with built-in seating. On the opposite side, the secondary bedroom enjoys access to its own full bathroom and hallway linen closet. Additional home features include a full laundry suite situated conveniently near the owner's garage entry, a spacious screen-enclosed covered lanai ideal for outdoor entertainment, and a generous two-car garage equipped with a dedicated golf cart area.

10343 Sw 107th Avenue, Ocala
10359 Sw 107th Avenue, Ocala
$452,040
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Experience contemporary luxury in this new construction Ariana model located in the premier Long Leaf Ridge community at On Top of the World. Designed with 9'4" volume ceilings throughout and an intuitive split-bedroom layout, this light-filled home seamlessly balances grand entertaining spaces with cozy retreat areas. Step through the covered front porch into a formal entry foyer, flanked by a versatile flex room ideal for a home office, den, or craft space. The heart of the home opens into an expansive great room flowing effortlessly into the chef-inspired gourmet kitchen. Upgrades include sleek quartz countertops, modern cabinetry, under-cabinet lighting, stainless steel appliances, a walk-in pantry, and a large center island featuring a double sink. Tucked away at the rear for complete privacy, the owner's suite features a spa-like en-suite bath with dual sinks, a tiled walk-in shower with seating, a private water closet, and a massive walk-in closet. Guests enjoy their own private wing near the front of the home with a second full bathroom located right next to the guest bedroom. Additional highlights include a dedicated owner's entry leading to a full laundry suite, a screen-enclosed covered lanai perfect for outdoor dining, and an oversized two-car garage complete with dedicated golf cart parking.

10359 Sw 107th Avenue, Ocala
2220 Swedish Drive Unit 56, Clearwater
$184,750
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step into this light-filled 2-bedroom, 2-bath condo on the West Side of Clearwater’s highly desirable On Top of the World 55+ Golf Community. This Eldorado model is Located on the second floor, as you walk in this home immediately impresses with its Vaulted ceilings, Updated HURRICANE Impact resistant windows creating a bright, open, and airy atmosphere. Vinyl plank flooring throughout adds a clean, modern finish. The spacious gathering room is ideal for relaxing or entertaining, enhanced by updated windows that flood the space with natural light. The TV is already mounted for your convivence, The kitchen includes a new refrigerator, and the convenience continues with an in-unit washer and dryer. The 2017 A/C offers reliable comfort and peace of mind. The primary bedroom features an en' suite bath with a bidet, providing privacy and comfort. Just outside your front door, enjoy a charming sitting area—perfect for morning coffee or evening breezes—along with beautiful views that make this location feel special. BRING ALL REASONABLE OFFERS. Additional storage in the core of the building gives you extra room for seasonal items or personal belongings. Situated on the west side of the community, you’ll appreciate being close to Harbor Lake, scenic walking trails, the dog park and all the amenities that make OTOW such a sought-after lifestyle—golf, clubs, activities, and more. If financing 35% down is required. Proof of Funds for Cash

2220 Swedish Drive Unit 56, Clearwater
2042 Australia Way W Unit 76, Clearwater
$139,900
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
GOLFERS DREAM! Light & bright 1 bed/1 bath condo is perfect for anyone looking to enjoy the best of Florida living! This fully furnished condo is well maintained and features beautiful view . The master bedroom features large closets and opens into a bonus space with plenty of natural light. Newly renovated kitchen with gorgeous granite countertops, refaced cabinets, new backsplash and new floor. You will quickly notice the gorgeous flooring. throughout the entire condo. Beautiful new bathroom. The apartment is on the third and last floor, so you'll never hear you neighbors footsteps! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. Association approval is required. Schedule your private showing today.

2042 Australia Way W Unit 76, Clearwater
8625 Sw 94th Street Unit G, Ocala
$194,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
END UNIT | RENOVATED | PRIME LOCATION This beautifully renovated 2-bedroom, 2-bath Montgomery villa with a 2-car garage is designed for buyers with refined tastes. Both bathrooms have been thoughtfully remodeled with stylish vanities, tile surrounds, and sleek barn-style glass enclosures. Carrera marble-look tile flooring flows through the living spaces, complemented by NO popcorn ceilings, elegant chair rail and wainscoting, and shiplap accents in the primary bedroom. The bright white kitchen features new appliances and cabinetry that extends into the adjacent flex room, ideal for a coffee station, hutch, or creative workspace. Plantation shutter blinds add style, privacy, and timeless appeal throughout the home. The garage is truly a standout, finished with epoxy floors, painted walls, new cabinetry, and appliance stands, both functional and visually impressive. Major updates include a newer roof (2016), windows (2015), HVAC (2014), and a new garage door in 2025. Perfectly positioned beside open green space, this end unit offers added privacy while remaining conveniently close to shopping, dining, banking, and the Health and Recreation Center amenities. Enjoy Florida living year-round from the eastern facing, three-season lanai, enhanced with with new windows installed in 2016. Located in On Top of the World, Ocala's premier 55+ active adult community, residents enjoy a resort-style lifestyle with golf cart access to three shopping centers, championship golf courses, and an abundance of amenities. Seller is offering one year home warranty.

8625 Sw 94th Street Unit G, Ocala
9951 Sw 88th Court Road Unit G, Ocala
$139,900
2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautifully updated 2-bedroom, 2.5-bath townhouse located in the much sought after 55+ golf community of On Top of the World. The townhome is situated the charming Americana Village section, known for it's New Orleans style vibe. Updates include resurfaced, dual tone kitchen cabinets with quartz counters. A rolling island that remains with the home. Beautiful LVP flooring throughout. Upon entering will be the living room flowing seamlessly into your kitchen. The ceiling has also been updated in the kitchen. Followed by the family room with an electric fireplace to give a cozy feel and sliders to your fenced, back patio. The half bath downstairs also has a resurfaced vanity and replaced comfort height toilet. A stacked washer dryer is inside the home on the main floor. Upstairs is the primary bedroom and guest, both nicely sized with their own bathrooms. Each bathroom has been refreshed with new toilets and resurfaced cabinets. Light, neutral paint throughout. Several updated fixtures also. HVAC replaced in 2021 and water heater in 2016. Residents also enjoy access to a wide range of amenities from golf to pickleball to classes at Master the Possibilities and over 150 clubs. Golf cart access to shopping and restaurants. Don't wait to call for your appointment to view today.

9951 Sw 88th Court Road Unit G, Ocala
2260 Costa Rican Drive Unit 50, Clearwater
$157,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to this meticulously updated 2 bed, 2 bath, top floor oasis, ideally located just across the street from the West side activity center, where you will have convenient access to one of two heated swimming pools, a jacuzzi, billiard room and more, all within walking distance. Park in your assigned parking spot and step inside, where you will be greeted by beautifully engineered hardwood flooring and a contemporary paint palette on the walls and trim. The remodeled kitchen features shaker cabinets, quartz countertops and chic ceramic tile backsplash, updated appliances, and ceramic tile flooring. This kitchen is a true delight for any home chef. The bathrooms have been tastefully updated, featuring new tilework, vanities, comfort-height commodes, and modern lighting and faucets, offering a blend of style and functionality. Enjoy the convenience of your own washer and ventless dryer. The water heater was replaced in 2023 and electrical circuit panel replaced in 2017. The AC heater coil and condenser motor were recently replaced as well. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses, two heated swimming pools, tennis and pickleball courts, and two activity centers. Stay fit with all remodeled fitness center, equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a warranty leasehold estate deed, and association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association. Don't miss out on this fantastic opportunity to own a contemporary condo in a prime location. Schedule your showing today and envision yourself enjoying the best in comfortable and convenient living.

2260 Costa Rican Drive Unit 50, Clearwater
9120 Sw 91st Terrace, Ocala
$349,000
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Expanded Jefferson model in the Williamsburg area of the much sought after 55+ golf community of On Top of the World. A rare find! This totally remodeled, one of a kind, fully custom, patio home with 3-bedrooms, 2-bathrooms, 3-car garage with smart door openers, offers an open floor plan of almost 2800 sq ft. The home features vaulted ceilings, tons of natural daylight provided by a total of 7 skylights, and grand entry foyer; you will fall in love with the beautiful, huge, open chef's kitchen complete with Butler's pantry, perfect for serving meals and storage space; a cook top in the oversized island perfect for entertainment; built-in Electrolux oven and microwave; pans and pots drawers, custom soft close staggered cabinets, pull out drawers; a hammered copper farm sink, 1 1/8" thick granite counters in kitchen and baths; 3 living areas, large flex room, engineered hardwood and tile flooring, space saving pocket doors throughout most of the home, custom 7" baseboards, knock-down ceiling texture, custom framed windows and doors, energy saving double paned windows, Huge oversized primary bedroom suite features a custom double pocket door entry, extra-large walk-in closet, ensuite with skylights, separate toilet/shower room. Spacious primary shower with easy access & smooth transitionless entry. Guest bedroom, guest bath with solar tube, and nearby living area that could easily be made a private suite with separate entrances. Additional features include smart thermostat, ceiling fans throughout, large private paver courtyard that can be accessed from 3 separate rooms, AND MUCH, MUCH MORE! Williamsburg is located in Ocala's premier, gated, 55+ community, of On top of the World Close to the amenities in OTOW, via your golf cart: indoor/outdoor pools, 3 golf courses, 2 restaurants, multiple exercise facilities with plenty of top-of-the-line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. Educational opportunities abound with the “Master the Possibilities” program, making it easy to find and explore new hobbies and topics. Conveniently located, this community provides easy access to banks, medical facilities, restaurants, and grocery stores. Shalom Park is also nearby, offering plenty of walking trails and a stunning koi pond to enjoy year-round! The amenities are too much to list. On Top of the World is Ocala's premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers. Williamsburg is conveniently located near all the amenities as well as the new Summit amenity center.

9120 Sw 91st Terrace, Ocala
10336 Sw 98th Place Road, Ocala
$389,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautifully upgraded Beatrix in Longleaf Ridge 4 at On Top of the World. This 2-bedroom, 2-bathroom split-bedroom floor plan also features a versatile flex room with French doors, perfect for a media room, home office, craft room, or additional flex space. The impressive kitchen is designed for both function and style, featuring staggered gray cabinetry with crown molding, dovetail-construction drawers, soft-close features, granite countertops, stainless steel appliances, under-cabinet lighting, and a striking mosaic backsplash. The spacious island offers a full bank of additional cabinets, while the walk-in pantry and convenient drop zone provide even more storage. The spacious primary suite features a tray ceiling, crown molding, and an oversized walk-in closet. The en suite bathroom offers dual vanities and a beautifully upgraded walk-in shower featuring floor-to-ceiling tile and a frameless glass enclosure. A thoughtfully designed laundry room with additional cabinetry provides direct access connecting the garage to the primary closet and bathroom. The massive 2.5-car garage offers exceptional versatility and is large enough to accommodate oversized vehicles, or two cars plus two golf carts, while still leaving plenty of room for additional storage. Additional upgrades include extra recessed lighting, crown molding, tray ceilings, and tile flooring throughout the home. Enjoy outdoor living from both the expansive front porch and the spacious screened rear lanai. The rear lanai offers deep space between neighboring homes, creating added privacy and a comfortable setting for relaxing or entertaining. Longleaf Ridge is conveniently located near The Summit, On Top of the World's newest amenity destination, while residents also enjoy curbside trash and recycling. As an On Top of the World resident, you'll have access to an incredible array of amenities, activities, clubs, recreation, and golf. Golf cart access makes it easy to enjoy the community and nearby shopping, dining, entertainment, banking, health, and beauty services.

10336 Sw 98th Place Road, Ocala
2255 Philippine Drive Unit 41, Clearwater
$199,899
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This is the one you have been waiting for! Step inside this absolutely immaculate, 2 bed/2 bath END UNIT condo. With an abundance of updates, this outstanding condo exudes excellence. Enjoy the added benefit of extra side windows and plenty of natural light. Situated on the highly desirable west side of OTOW. Upon arrival, the inviting feel will capture your attention. Luxurious vinyl flooring flows throughout the entire home, complemented by ceramic tile in both bathrooms. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, showcasing granite countertops, soft close cabinetry, newer stainless steel appliances, a tasteful back splash, window, even a convenient Washer and Dryer! Beyond the kitchen, relax in the sizable living room. The Florida Room offers an unparalleled setting for comfortable entertaining, featuring impact-resistant windows that provide added peace of mind. Enter the spacious main bedroom, including an en-suite bath, complete with granite countertops and seamless glass shower doors. The secondary bath has more granite as well. Both bedrooms contain closets galore! New water heater installed in April of 2026. HVAC replaced in 2007. Furnishings negotiable. This condo is a must see! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2255 Philippine Drive Unit 41, Clearwater
2210 Utopian Drive E Unit 203, Clearwater
$209,990
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Breathtaking lake views await! This rarely available 3 bed/ 2 bath is located in the newest, gated area of On Top of the World. With an abundance of updates, this condo exudes excellence. Upon entry, the panoramic views of Lake Arbor from the kitchen and dining room will capture your attention. Notice the luxurious vinyl flooring. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, complemented by granite countertops, soft close cabinetry, a tasteful backsplash, pantry, not to mention; a window! Designed for both comfortable everyday living and entertaining, this spacious home is enhanced by a desirable split-bedroom floor plan and an abundance of natural light. The primary suite is a true retreat, featuring stunning lake views, an oversized walk-in closet, even a private ensuite bathroom, complete with granite countertops. The secondary bedroom has generous closet space, and the secondary bath showcases a newer vanity, granite countertops as well, along with a seamless glass shower door. The third bedroom offers exceptional versatility and can easily be utilized as a home office, den, or private library. Additionally, built-in shelving, and a hidden closet are included. The HVAC system was installed in 2021. Enjoy on-demand hot water with the tankless water heater, providing hot water when you need it. For added bliss, the newer FULL-SIZED washer and dryer are conveniently located in your dedicated laundry room! Step outside your front door and delight in the outdoor space, furnished with a table and chairs perfect for relaxing. Don't miss out on this one! Furnished. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer and hook ups must be approved by the association.

2210 Utopian Drive E Unit 203, Clearwater
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