St Petersburg Homes under $400,000

St Petersburg Homes under $400,000

Welcome to St. Petersburg, Florida, a vibrant city known for its stunning waterfront views, rich cultural scene, and year-round sunshine. Nestled in Pinellas County, St. Petersburg offers a unique blend of urban excitement and coastal charm, making it an ideal destination for families, retirees, and young professionals alike.

St. Pete, as it's affectionately known, boasts a thriving arts district, with galleries, museums, and theaters showcasing local talent and international exhibitions. The city is also home to beautiful parks, such as the expansive Fort De Soto Park, where residents can enjoy kayaking, fishing, and picnicking against a backdrop of breathtaking natural beauty. With its lively downtown area filled with shops, restaurants, and nightlife, there’s always something to do in this dynamic city.

For those looking to plant roots in St. Petersburg, the real estate market offers fantastic opportunities, particularly for homes priced under $400,000. Whether you’re searching for a cozy bungalow, a modern condo, or a charming single-family home, you’ll find a diverse selection of properties that cater to various tastes and lifestyles. Many of these homes are located in friendly neighborhoods that promote a sense of community and provide easy access to local amenities.

With its perfect blend of culture, recreation, and affordability, St. Petersburg is the perfect place to call home. Don’t miss your chance to explore the real estate options in this thriving city – your dream home awaits!

Newest St Petersburg Homes under $400,000

5940 21st Street N Unit 11, St Petersburg
$75,900
2 Beds ⋅ 1 Baths ⋅ Town Apts Condo SubDv. ⋅ 33714 Zip Code
This is 55+ condominium community. Great location, spacious two bedroom, one bathroom and bonus room can be used for office space. Extra storage space is next to bonus room. Condo maintenance provide gas, cable, internet, water, sewer, trash, insurance, and very well taken care of courtyard. Laundry is outside located close to condo. Complex is well maintained. Very nice and quiet community close to everything. Two years ago Association treated building for termites. Community takes well care of buildings. Swimming pool is heated and clubhouse offers very nice library, billiard room, shuffle room and card games. They provide nice coffee also. Huge clubhouse for birthdays and other festive occasions. Car carport is close to building. Condo is fully furnished which can be negotiate about price. This one of worth to check and enjoy Florida lifestyle.

5940 21st Street N Unit 11, St Petersburg
701 Mirror Lake Drive N Unit 120, St Petersburg
$314,900
2 Beds ⋅ 2 Baths ⋅ 701 Mirror Lake Condo SubDv. ⋅ 33701 Zip Code
HISTORIC CHARM MEETS ELEGANT DOWNTOWN LIVING! Welcome to the highly sought-after Mirror Lake Condominiums, nestled in the heart of vibrant Downtown St. Petersburg! Offered at just $314,900, this exquisite, move-in-ready 2-bedroom, 2-bath condominium offers 875 square feet of beautifully updated living space within the historic former St. Petersburg High School, originally constructed in 1915. Step inside and discover an inviting interior showcasing beautiful ceramic tile flooring throughout, freshly painted walls, elegant lighting and stylish ceiling fans. The spacious living and dining areas flow seamlessly together, creating an ideal setting for living and entertaining. The beautifully updated kitchen is sure to impress, featuring elegant cabinetry accented by gorgeous decorative moldings, stunning granite countertops, sleek black appliances, and an abundance of cabinet and counter space. Every detail adds to the timeless appeal of this lovely residence. BOTH BATHROOMS HAVE BEEN BEAUTIFULLY REMODELED! The luxurious primary bathroom features a gorgeous step-in shower with exquisite custom tile work and a built-in seat, an elegant vanity with granite countertop, and a newer toilet. The beautifully updated guest bathroom offers a tub/shower combination, attractive vanity with granite countertop, and stylish updated lighting. Both generously sized bedrooms feature high ceilings, large windows, beautiful tile flooring, and newer ceiling fans with lighting, creating bright, airy, and relaxing retreats. A RARE AND DESIRABLE FEATURE! Enjoy the convenience of your very own private interior laundry area, complete with a BRAND-NEW WASHER AND DRYER, an exceptional amenity not commonly found in this condominium community! Additional peace of mind comes with a NEW HOT WATER HEATER INSTALLED IN 2026 ! Mirror Lake Condominiums offers an impressive collection of amenities, including a sparkling heated swimming pool, charming courtyard, secure fob entry, interior bicycle storage, assigned parking, guest parking, and a community book exchange. This pet-friendly community beautifully combines historic architectural character with modern-day conveniences. The m onthly HOA fee of $796 includes cable, internet, water, sewer, trash, exterior building maintenance, grounds upkeep, and heated pool access. LOCATION, LOCATION, LOCATION! Perfectly situated directly across from picturesque Mirror Lake, this extraordinary residence places you moments from St. Petersburg’s celebrated waterfront, vibrant Beach Drive, fine dining, boutique shopping, museums, the iconic St. Pete Pier, the Palladium, Mahaffey Theater, and USF St. Petersburg. Convenient access to I-375 and I-275 makes commuting effortless. LOCATED IN DESIRABLE FLOOD ZONE X, in one of St. Petersburg’s higher-elevation areas. Experience the perfect combination of historic elegance, luxurious updates, modern conveniences, and an exceptional downtown lifestyle! This remarkable condominium offers an extraordinary opportunity to enjoy everything Downtown St. Petersburg has to offer. PRICED TO SELL AT JUST $314,900 ! SCHEDULE YOUR PRIVATE SHOWING TODAY!

701 Mirror Lake Drive N Unit 120, St Petersburg
6810 Dr Martin Luther King Jr Street N, St Petersburg
$399,000
4 Beds ⋅ 2 Baths ⋅ Meadow Lawn SubDv. ⋅ 33702 Zip Code
Virtually Staged. Welcome to your fully renovated Florida home in an incredible St. Petersburg location, directly across from Fossil Park! This beautifully updated 3-bedroom, 2-bathroom block-construction home combines modern finishes, versatile living spaces, and the convenience of being close to everything Tampa Bay has to offer. Inside, you’ll find all-new luxury vinyl plank flooring, a remodeled kitchen featuring crisp white shaker cabinetry and brand-new stainless steel appliances, and beautifully updated bathrooms, including a porcelain tile bathroom with stylish illuminated mirrors. Solid-core interior doors add a quality finish throughout. Enjoy year-round comfort with a brand-new AC system, plus a mini-split in the primary bedroom for added climate control. A spacious bonus room/sunroom offers endless possibilities for a second living area, home office, hobby room, or entertaining space. Step outside to a large backyard with plenty of room to relax, garden, entertain, or create your own outdoor oasis. The location is hard to beat! Directly across from Fossil Park, enjoy convenient access to recreational facilities, walking paths, sports courts, and more. You’re also just a short drive from Downtown St. Petersburg’s vibrant restaurants, boutiques, museums, waterfront parks, and the iconic St. Pete Pier. Enjoy convenient access to Gulf beaches, shopping, dining, major roadways, and the greater Tampa Bay area. The seller reports that the property has never flooded. As an added incentive, with a strong offer, the seller is willing to pay for the first year of flood insurance, subject to mutually agreed-upon terms. With three bedrooms, two bathrooms, extensive renovations, durable block construction, flexible living space, and an exceptional location, this move-in-ready home is ready for its next owner to enjoy the best of St. Petersburg living!

6810 Dr Martin Luther King Jr Street N, St Petersburg
4895 Bay Street Ne Unit 109, St Petersburg
$150,000
2 Beds ⋅ 2 Baths ⋅ Winston Park Northeast SubDv. ⋅ 33703 Zip Code
TOTALLY & BEAUTIFULLY UPDATED 2 BEDROOM 2 BATH 1st floor corner unit, nestled in the center interior of the well-built, quiet & clean, super conveniently located, 55+ complex of Winston Park Northeast! This lovely, updated condo overlooks the beautifully manicured, well-maintained courtyard Some of the larger ticket updates include: updated kitchen & all appliances, both baths remodeled, storm windows & sliders, plantation shutters, new hot water heater, beautiful vinyl plank flooring and all updates were completed in 2025/2026. The unit also comes with a covered, VERY convenient parking spot (right at the units doorstep). Cable, WiFi, water and trash are ALL included in the affordable monthly maintenance fees. Amenities include Shuffleboard, a heated pool with a community grilling area, a clubhouse bustling with social activities, and laundry rooms on every corner and on every floor. The complex sits directly off of the Pinellas Trail and is only minutes from downtown; whether you're walking, biking, or driving, there are plenty of museums, great restaurants, and the Tampa Bay Rays baseball stadium close by! The Northeast shopping center is also located just around the corner and includes a Whole Foods, Publix, Crunch gym and CVS. Make sure to make an appointment to see this condo as soon as you're ready to retire in STYLE & AFFORDABILITY!! ALL SPECIAL ASSESSMENTS HAVE BEEN PAID FOR BY SELLER!!

4895 Bay Street Ne Unit 109, St Petersburg
1527 13th Street S, St Petersburg
$300,000
2 Beds ⋅ 2 Baths ⋅ Chambers 1st Add To Hollywood SubDv. ⋅ 33705 Zip Code
A 1940 St. Petersburg bungalow with room to breathe. Mornings start in a bright living room with classic bungalow character, and the flex room off the main living area works as an office, den or guest space. Two bedrooms and two full baths keep everyday life simple. Out back, a deep 47 x 140 lot with a fully fenced yard gives you space to garden, host a cookout or let the dog run. The extra-long driveway runs into the fenced yard, with room for several vehicles and a boat or trailer. Flood zone X, no HOA and no CDD, so the yard and the driveway are yours to use your way. All of this sits in the Chambers 1st Addition to Hollywood neighborhood of south St. Pete, a short drive to downtown, the waterfront, restaurants, parks and marinas, with quick access to I-275 for trips to Tampa and the beaches. The roof, HVAC, water heater, and plumbing were all renovated in 2021.

1527 13th Street S, St Petersburg
4715 Bay Street Ne Unit 330, St Petersburg
$140,000
1 Beds ⋅ 2 Baths ⋅ Winston Park Northeast SubDv. ⋅ 33703 Zip Code
DISCOVER EASTY FLORIDA LIVING IN THE HEART OF NORTHEAST ST. PETERSBURG! Welcome to this beautifully maintained one bedroom, one and a half bath condominium in the desirable 55+ community of Winston Park Northeast. With approximately 930 square feet of comfortable living space and several valuable updates already completed, this condo is ready for you to move right in and start enjoying the Florida lifestyle. Recent improvements include a NEW A/C (2026), water heater (2024), refrigerator and stove (2024), hurricane impact windows and beautifully updated bathrooms. For added convenience laundry facilities are located on the same floor. Enjoy a heated swimming pool, clubhouse, shuffleboard courts and elevator access. ideally situated near shopping, restaurants, parks and vibrant downtown St. Petersburg where waterfront dining, museums, entertainment and endless activities await. Whether you are searching for a year round residence or a seasonal Florida getaway, this condo is the perfect place to call home. Schedule your private showing today and experience the lifestyle that awaits you at Winston Park Northeast!

4715 Bay Street Ne Unit 330, St Petersburg
719 Pinellas Bayway S Unit 311, St Petersburg
$350,000
2 Beds ⋅ 2 Baths ⋅ Tierra I Condo SubDv. ⋅ 33715 Zip Code
**Imagine ending every day with a spectacular island sunset, a warm coastal breeze, and the feeling that you're always on vacation.** Welcome to Tierra Verde, where waterfront living isn't just a dream — it's your everyday reality! Discover this beautifully updated **TOP-FLOOR END UNIT** condominium in one of Tampa Bay's most desirable waterfront communities, offering an extraordinary combination of island luxury, comfort, and value. **Priced BELOW RECENT APPRAISAL**, this is a rare opportunity to enjoy the Tierra Verde lifestyle without the multimillion-dollar price tag. Step inside and immediately appreciate the attention to detail. Thoughtfully renovated with high-end custom finishes, this residence offers an inviting atmosphere where coastal elegance meets everyday comfort. The stunning designer kitchen, personally crafted by the owner, combines exceptional style with practical functionality. Beautiful tile flooring flows throughout, while updated bathrooms, spacious bedrooms, and full IMPACT WINDOWS AND DOORS provide both comfort and peace of mind. But perhaps the most unforgettable feature awaits just beyond the primary suite. Step onto your **EXPANSIVE WRAPAROUND BALCONY**, where breathtaking sunset views and refreshing coastal breezes create the perfect setting for morning coffee, evening cocktails, or simply unwinding after a long day. This is the kind of everyday experience that makes island living so special. Nestled within the desirable **Tierra I WATERFRONT COMMUNITY**, residents enjoy amenities designed to make every day feel like a getaway. Spend your afternoons relaxing by the swimming pool, fishing from the waterfront dock, enjoying the gazebo, or heading out on the water with convenient boat access and available dock rentals. Tennis and pickleball courts, a fitness center, and even a car wash area add to the convenience. Elevator access, reserved resident parking, ample guest parking, and low maintenance fees make this island retreat even more appealing. Beyond your doorstep, the best of Tierra Verde awaits. Bike along scenic island roads, explore nearby marinas, enjoy waterfront dining and live music, or spend the day boating, fishing, and kayaking. Just minutes away, the spectacular **FORT DE SOTO PARK** offers miles of pristine beaches, nature trails, wildlife, and some of Florida's most memorable sunsets. Adding to the appeal, the property is reported to have **NO PENDING SPECIAL ASSESSMENTS**, hurricane or structural concerns, or adverse findings from impact studies, offering additional reassurance for buyers. Surrounded by multimillion-dollar waterfront properties, this beautifully updated condominium delivers an island lifestyle that is increasingly difficult to find at this price point. **You don't have to wait for vacation to enjoy paradise. You can come home to it every single day.**

719 Pinellas Bayway S Unit 311, St Petersburg
111 Seahorse Drive Se Unit B, St Petersburg
$159,900
1 Beds ⋅ 1 Baths ⋅ Waterside At Coquina Key North SubDv. ⋅ 33705 Zip Code
Welcome to this charming 1 bed, 1 bath condo in the waterfront community of Waterside at Coquina Key North, offering peaceful lake views just 10-15 minutes from downtown St. Petersburg. The nice-sized living room opens to a great patio overlooking the lake, creating an inviting space to relax and enjoy the Florida sunsets. A cozy breakfast nook adds character to the kitchen, while the owner's suite features both a walk-in closet and a double closet, providing excellent storage for a home of this size. Ready for your personal touch, this condo is a wonderful opportunity to add updates and build equity in a highly desirable location. Residents enjoy resort-style amenities including a pool, fitness center, tennis courts, scenic walking paths, and kayak and boat storage. Boaters will appreciate being just 15 minutes by water from downtown St. Pete, while a quick drive puts you near the waterfront, museums, restaurants, shopping, and nightlife. Whether you're an investor, a first-time buyer, or searching for the perfect second home, this condo offers comfort, convenience, and lasting value in one of St. Petersburg's most sought-after communities. Schedule your price showing today.

111 Seahorse Drive Se Unit B, St Petersburg
3612 71st Street N, St Petersburg
$225,000
2 Beds ⋅ 1 Baths ⋅ Tyrone SubDv. ⋅ 33710 Zip Code
Welcome to this charming two-bedroom, one-bathroom home in the desirable Tyrone Corridor of St. Petersburg. Offering a comfortable layout and convenient location, this home features wood-look vinyl flooring, ceiling fans, and a spacious living room that flows into the kitchen and dining area. The kitchen includes stainless steel appliances, while the interior laundry room adds everyday convenience. Enjoy your morning coffee on the welcoming front porch or relax and entertain on the pavered patio in the backyard. A shed provides additional storage, and the carport offers covered parking. The 2020 roof provides added peace of mind. Conveniently located near zoned schools, shopping, dining, major roadways, and just approximately 10 minutes from Madeira Beach, this home offers easy access to the Gulf beaches and all that the Tyrone and St. Petersburg areas have to offer.

3612 71st Street N, St Petersburg
509 27th Avenue S, St Petersburg
$335,000
3 Beds ⋅ 2 Baths ⋅ Taylors Sub SubDv. ⋅ 33705 Zip Code
Virtually Staged. Welcome to this charming 3-bedroom, 2-bath St. Petersburg home featuring a RARE DETACHED BLOCK 2-CAR GARAGE with alley access and additional parking! Offering a wonderful blend of classic charm and modern updates, this home is full of character and possibilities! Step inside to a bright, open floor plan featuring fresh interior paint, luxury vinyl flooring, electric fireplace, and updated LED lighting. The beautifully remodeled kitchen features QUARTZ countertops, new cabinetry, a custom backsplash, and stainless steel appliances. AC 2022/NEW ELECTRICAL PANEL/NEW WATER HEATER. NO HOA/NO CDD.The spacious primary suite offers an updated en-suite bath with a tub/shower combination with glass enclosure and vanity. Bedrooms two and three are generously sized, filled with natural light, and share a Jack-and-Jill bathroom featuring a tub/shower combination with glass enclosure. Outside, enjoy a LARGE, FULLY FENCED BACKYARD and screened-in patio, perfect for relaxing, entertaining, or enjoying the Florida lifestyle! One of this property's STANDOUT FEATURES is the DETACHED BLOCK 2-CAR GARAGE with ALLEY ACCESS and additional parking! This versatile space offers endless possibilities! Keep it as a traditional 2 car garage, create a WORKSHOP, HOME GYM, ART STUDIO, or PERSONAL HANGOUT, or explore the potential for an ACCESSORY DWELLING UNIT (ADU) for guest accommodations or possible rental income. Garage features 2 new garage door openers. There's also plenty of room for additional vehicles, a boat, jet skis, ATVs, or an RV! LOCATION, LOCATION, LOCATION! Conveniently located near all the shopping, dining, entertainment, and excitement of DOWNTOWN ST. PETE, GULFPORT, and the BEAUTIFUL GULF BEACHES! Easy access to major roadways, airports, medical facilities, sporting and concert venues, and more! Whether you're a FIRST-TIME BUYER, looking to DOWNSIZE, searching for a SEASONAL RETREAT, or considering an INVESTMENT PROPERTY, this home has plenty to offer! LIVE, RENT, OR EXPLORE THE POSSIBILITIES! Be sure to schedule your private showing today!

509 27th Avenue S, St Petersburg
3820 40th Avenue N, St Petersburg
$289,000
3 Beds ⋅ 1 Baths ⋅ Midway Sub SubDv. ⋅ 33714 Zip Code
Beautifully Renovated St. Petersburg Retreat with Exceptional Outdoor Living! Discover the perfect blend of modern updates, charm, and Florida outdoor living in this beautifully renovated, move-in-ready home! Thoughtfully refreshed inside and out, this inviting property features brand-new flooring, fresh interior paint, and a bright, welcoming atmosphere from the moment you step inside. Enjoy added peace of mind with significant improvements, including a 2022 roof, 2017 A/C system, newer windows, and a brand-new 2026 water heater. What truly sets this property apart is its exceptional outdoor living space! Surrounded by lush, mature landscaping, the fully fenced backyard offers a private retreat with multiple areas designed for relaxation and entertaining. Gather with friends around the dedicated fire pit area, enjoy your morning coffee beneath the charming gazebo, or unwind on the screened-in porch while enjoying Florida's beautiful weather. An additional outdoor porch provides even more space to relax and entertain. Additional highlights include alley access, a covered carport, storage shed, and convenient side entrance with a deck and ramp, offering practical features that complement the home's inviting character. Whether you're searching for a charming primary residence, a Florida getaway, or an investment opportunity, this beautifully updated property offers the ideal combination of comfort, functionality, and outdoor enjoyment. Move-in ready and full of charm, this St. Petersburg gem is ready to welcome you home. Schedule your private showing today!

3820 40th Avenue N, St Petersburg
5153 Salmon Drive Se Unit B, St Petersburg
$399,000
2 Beds ⋅ 2 Baths ⋅ Waterside At Coquina Key South SubDv. ⋅ 33705 Zip Code
The Ultimate in Coastal Living! Relax, unwind, and enjoy effortless waterfront living in this beautifully updated and remodeled ground-floor condo at Waterside. One of the few condos of this size in the community offering an additional half bath for guests, this home combines thoughtful updates, comfortable living spaces, and an incredible bayfront setting. The open-concept kitchen has been beautifully redesigned for exceptional flow and features quartz countertops, wood cabinetry, brushed nickel appliances, a sea-glass tile backsplash, touchless faucet, and canned lighting throughout the condo. A f ull-size washer and dryer are conveniently located in the closet just off the kitchen. Step outside to your large ground-floor patio and take in the beautiful, unobstructed views of the bay. There's plenty of room for both lounging and dining, along with additional storage and a grill—creating the perfect setting for morning coffee, sunset cocktails, or entertaining friends and family. Throughout the condo, you'll find all-new wood-look plank tile flooring, creating a seamless and stylish feel from room to room. Hurricane-grade windows provide added peace of mind. The spacious primary suite features a beautifully remodeled bath with a walk-in shower, seamless glass doors, sea-glass tile accents, updated brushed nickel fixtures, and a stone tile floor. The updated vanity is complemented by a lovely sea-glass sink and coordinating fixtures. A beautifully updated half bath, a rare and desirable feature in a condo of this size, provides added convenience for guests. And then there is Waterside—where resort-style amenities and an active waterfront lifestyle come together. Residents enjoy: Two heated swimming pools, including one overlooking Tampa Bay Outdoor hot tub area Large fishing dock with beautiful water views and water access Scenic walking paths Dog run Kayak storage racks Boat slips and lifts available for lease, subject to availability Boat-trailer storage Lighted tennis and pickleball courts Basketball and volleyball courts Shuffleboard courts and horseshoe areas Well-equipped fitness ncenter EV charging stations Additional laundry facilities Community recycling center Waterside also offers a vibrant Yacht Club and Boating Community with social events throughout the year. The waterfront clubhouse features a popular community bar, gathering spaces, library, and billiards room—providing even more opportunities to relax, socialize, and enjoy the coastal lifestyle. Beautifully updated. Unobstructed bay views. Incredible amenities. Exceptional coastal living. This is the Waterside lifestyle you've been waiting for! Assessment that started 9/1/26 for three years is $576.97 a month.

5153 Salmon Drive Se Unit B, St Petersburg
Start Your Search