Ocala Homes under $400,000

Ocala Homes under $400,000

Welcome to Ocala, Florida, a charming city nestled in the heart of Marion County, renowned for its picturesque landscapes, rich equestrian heritage, and vibrant community spirit. Known as the "Horse Capital of the World," Ocala boasts an array of stunning horse farms and lush greenery, making it a haven for nature lovers and outdoor enthusiasts alike. With its warm climate, friendly atmosphere, and a plethora of recreational activities, Ocala is an ideal place to call home.

For those seeking an affordable housing option, Ocala offers a diverse selection of homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you will find a variety of properties that cater to your needs. From charming single-family homes nestled in quiet neighborhoods to modern townhouses with convenient amenities, Ocala's real estate market has something for everyone.

Explore the vibrant downtown area, where you can enjoy local boutiques, delightful cafes, and cultural events that bring the community together. With top-rated schools, beautiful parks, and easy access to major highways, Ocala ensures a balanced lifestyle that combines suburban tranquility with the conveniences of city living.

Don’t miss the opportunity to invest in a home in this thriving city. With its affordable housing options and welcoming community, Ocala is not just a place to live; it’s a place to thrive. Discover your dream home today and embrace the Ocala lifestyle!

Newest Ocala Homes under $400,000

16411 Sw 14th Avenue Road, Ocala
$339,999
4 Beds ⋅ 2 Baths ⋅ Summerglen Ph 6a SubDv. ⋅ 34473 Zip Code
Room to spread out, space to entertain, and a lifestyle to enjoy! This spacious three-bedroom, two-bath home with a den offers a thoughtful layout featuring a formal dining area, an eat-in breakfast area, and a generous living room overlooking the lanai. Abundant storage throughout makes everyday living easy, while the den provides flexible space for a home office, hobbies, or a quiet retreat. A new roof in 2026 and an A/C system installed in June 2021 add to the home's appeal. The two-car garage plus a separate golf cart garage provides plenty of room for vehicles and recreational needs. Located in SummerGlen, a welcoming 55+ community known for its active lifestyle and friendly atmosphere, this home offers convenient access to I-75, shopping, and restaurants. Discover the space, comfort, and community you've been looking for!

16411 Sw 14th Avenue Road, Ocala
8625 Sw 94th Street Unit G, Ocala
$194,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
END UNIT | RENOVATED | PRIME LOCATION This beautifully renovated 2-bedroom, 2-bath Montgomery villa with a 2-car garage is designed for buyers with refined tastes. Both bathrooms have been thoughtfully remodeled with stylish vanities, tile surrounds, and sleek barn-style glass enclosures. Carrera marble-look tile flooring flows through the living spaces, complemented by NO popcorn ceilings, elegant chair rail and wainscoting, and shiplap accents in the primary bedroom. The bright white kitchen features new appliances and cabinetry that extends into the adjacent flex room, ideal for a coffee station, hutch, or creative workspace. Plantation shutter blinds add style, privacy, and timeless appeal throughout the home. The garage is truly a standout, finished with epoxy floors, painted walls, new cabinetry, and appliance stands, both functional and visually impressive. Major updates include a newer roof (2016), windows (2015), HVAC (2014), and a new garage door in 2025. Perfectly positioned beside open green space, this end unit offers added privacy while remaining conveniently close to shopping, dining, banking, and the Health and Recreation Center amenities. Enjoy Florida living year-round from the eastern facing, three-season lanai, enhanced with with new windows installed in 2016. Located in On Top of the World, Ocala's premier 55+ active adult community, residents enjoy a resort-style lifestyle with golf cart access to three shopping centers, championship golf courses, and an abundance of amenities. Seller is offering one year home warranty.

8625 Sw 94th Street Unit G, Ocala
4750 Sw 160th Court, Ocala
$199,000
3 Beds ⋅ 2 Baths ⋅ Westwood Acres South SubDv. ⋅ 34481 Zip Code
Country living on over an acre, just minutes from the World Equestrian Center! This 3-bedroom, 2-bath double-wide offers 1,512 sq ft of comfortable living space on a 1.03-acre lot zoned A1, a half-block off Hwy 40 for easy access to Ocala, shopping and dining. Inside, you'll find a spacious layout with large walk-in closets and a primary bath featuring a relaxing garden tub. Step outside to a private back deck overlooking the fully fenced backyard, complete with a separate secure area for pets. There is also three outbuildings, all with electric: one with water, one cooled by a window A/C unit, and a third ideal for a workshop, hobby space, home business or extra storage. Bring your RV or camper, too, as the property also features a 30-amp RV electric hookup. Whether you need room for projects, pets or simply some breathing space, this property delivers the peace of the country with the convenience of nearby amenities. Schedule your showing today!

4750 Sw 160th Court, Ocala
4677 Sw 83rd Loop, Ocala
$375,000
4 Beds ⋅ 2 Baths ⋅ Marion Ranch Ph 2 SubDv. ⋅ 34476 Zip Code
Beautiful 2024 constructed 4 bedroom, 2 bath home with a separate office space in the highly desirable community of Marion Ranch. This lovely home is a wonderful choice as it’s thoughtfully placed on one of the largest lots in the community with a huge back yard and privacy fence. Enjoy the open concept floor plan with a beautiful kitchen, large island with ample seating that overlooks the causal dining area and spacious living room. The floor plan is a split bedroom plan offering a very private primary suite with a large walk in closet, en-suite with double vanities, soaking tub and separate shower. Your family and guests will enjoy the additional 3 bedrooms and guest bathroom complete with beautiful modern finishes. The home also has a screened patio area overlooking the large backyard perfect for entertaining. Marion Ranch also has wonderful resort style amenities including a huge pool, splash pad, clubhouse, gym, pickle ball court, and security that monitors the neighborhood all for a very reasonable HOA fee! Don’t miss this special property in the heart of SW Ocala.

4677 Sw 83rd Loop, Ocala
18 Fir Trail, Ocala
$238,000
3 Beds ⋅ 2 Baths ⋅ Silver Spring Shores SubDv. ⋅ 34472 Zip Code
Virtually Staged. Priced to sell! Come see this charming 3-bedroom, 2-bathroom home offering a warm and inviting atmosphere with newly installed luxury vinyl flooring—elegant, durable, and completely carpet-free. Bright and airy cathedral ceilings enhance the spacious feel throughout. Situated on a generous corner lot, this property provides ample outdoor space for relaxation or future enhancements. Inside, you’ll find well-sized guest bedrooms, a screened-in back porch, and a comfortable primary suite featuring an ensuite bathroom and walk-in closet. Recent updates include fresh interior and exterior paint, a new roof (2022), HVAC (2017), washer and dryer (2023), and solar panels installed in October 2023, offering transferable benefits to the next owner. Don’t miss out—this home is priced for a timely sale and won’t last long.

18 Fir Trail, Ocala
7210 Sw 136th Lane, Ocala
$384,900
3 Beds ⋅ 2 Baths ⋅ Marion Oaks Un Eight First Rep SubDv. ⋅ 34473 Zip Code
Welcome to 7210 SW 136th Lane, Ocala, FL! This meticulously maintained and extensively upgraded 3-bedroom, 2-bathroom home offering approximately 1,670 sq. ft. is anything but your typical new construction. The owner originally designed and upgraded this home with the intention of living here for many years, and that level of care and attention to detail can be seen inside and out. There is truly nothing left to do but move in and enjoy. Step inside to an inviting open-concept layout featuring porcelain tile throughout with absolutely no carpet, along with beautiful tile and porcelain details extending onto select interior walls and ceilings. The spacious gourmet kitchen is a centerpiece of the home, featuring granite countertops, stainless steel appliances, generous workspace, and upgraded finishes perfect for both everyday living and entertaining. The living area has been transformed with custom accent walls and an impressive theater-style setup, creating a space that feels completely different from a standard builder home. Throughout the property, you’ll find additional thoughtful upgrades including remote-controlled lighting and a built-in security system. The spacious primary suite features a walk-in closet and an upgraded bathroom with a brand-new spa tub, creating your own relaxing retreat at home. Every room reflects the same attention to detail and pride of ownership. The upgrades continue outside with a covered rear patio and fully fenced backyard, providing a private space to relax, entertain, or enjoy Florida living. Conveniently located near Marion Oaks in a smaller, established community that is already fully built out, you’ll enjoy a settled neighborhood atmosphere while remaining close to shopping, dining, schools, and everyday conveniences. This isn’t a cookie-cutter new build. The owner has already done the work, upgrades, and finishing touches for you inside and out. If you’re looking for a truly move-in-ready home with character, modern features, and upgrades throughout, this one deserves to be seen in person.

7210 Sw 136th Lane, Ocala
6448 Nw 61st Street, Ocala
$160,000
3 Beds ⋅ 2 Baths ⋅ Ocala Park Estates Un 01 SubDv. ⋅ 34482 Zip Code
Welcome to this Ocala Park Estates property offering 3 bedrooms, 2 bathrooms and approximately with Huge Back Yard, approximately 0.46 acres. The home features an Detached 2-garage with 1/2 finished extra roomm plus workshop, 1 Car Attached Garage and a spacious lot with convenient access to shopping, dining, schools and major roadways. This property offers an excellent opportunity to make it your own and create a home that fits you and your family.

6448 Nw 61st Street, Ocala
1605 Ne 37th Avenue, Ocala
$189,000
2 Beds ⋅ 2 Baths ⋅ Fox Meadow SubDv. ⋅ 34470 Zip Code
Easy living in Fox Meadow! This 2-bedroom, 2-bath villa offers 1,526 sq ft of comfortable, low-maintenance living in one of northeast Ocala's most convenient locations. The big-ticket items are already done: ROOF 2017 and HVAC 2018. Step inside to a spacious great room with vaulted ceilings and sliding glass doors that fill the space with natural light. The kitchen features a breakfast bar, stainless steel refrigerator, generous cabinet storage and room for casual dining. Outside, your own walled courtyard offers a private spot for morning coffee, container gardening or grilling under the shade of mature oaks. An attached garage, well-kept grounds and attractive curb appeal complete the package. Fox Meadow residents enjoy a sparkling community pool with a spacious sun deck, all just minutes from Publix, shopping, dining, and Ocala's hospitals and medical offices. With immediate availability you can make this well-cared-for villa your home today!

1605 Ne 37th Avenue, Ocala
52 Redwood Trace, Ocala
$210,000
3 Beds ⋅ 2 Baths ⋅ Silver Springs Shores Unit 21 SubDv. ⋅ 34472 Zip Code
Welcome to this charming 3-bedroom, 2-bath home in the heart of Ocala, perfectly situated on a desirable corner lot offering added space and privacy. The well-appointed kitchen features abundant cabinetry and a convenient pass-through window, creating an ideal setup for entertaining and everyday living. Enjoy year-round relaxation in the enclosed sunroom, a versatile space perfect for morning coffee, hobbies, or unwinding after a long day. A 2-car garage adds practicality and extra storage. With easy access to major highways, this home places shopping, dining, and daily conveniences within quick reach. Opportunities like this don’t last — make your move before this one slips away.

52 Redwood Trace, Ocala
7009 Hemlock Course, Ocala
$259,900
3 Beds ⋅ 2 Baths ⋅ Silver Springs Shores SubDv. ⋅ 34472 Zip Code
Your keys are waiting - newer construction home packed with updates! NEW flooring, FRESH paint throughout, NEW dishwasher, and a NEW AC system to be installed with a 10-year transferable warranty! This newer concrete block and stucco construction home has 3 bedrooms, 2 bathrooms, and an attached 2 car garage on 0.30 acres of R1 zoned land in the desirable subdivision of Silver Springs Shores. Enjoy NO CARPET, NO HOA & NO FLOOD ZONE! The open-concept floor plan features vinyl flooring throughout, a spacious kitchen with plenty of cabinet & counter space, split bedrooms, and indoor laundry room off the kitchen. The spacious primary suite includes a large sized walk-in closet with plenty of room for clothes, shoes & accessories. Sliding doors lead to the patio and spacious backyard, offering plenty of room to enjoy the outdoors. Conveniently located near shopping, dining, entertainment & more. Surrounded by well-kept homes and move-in ready! **Schedule your showing today!**

7009 Hemlock Course, Ocala
16878 Sw 40th Circle, Ocala
$304,900
4 Beds ⋅ 2 Baths ⋅ Marion Oaks SubDv. ⋅ 34473 Zip Code
HUGE OPPORTUNITY! BRAND NEW HOME IN OCALA! Discover modern living in this beautiful new construction home featuring 4 bedrooms, 2 bathrooms, and 1,833sqft of thoughtfully designed living space. Step inside to a bright, open-concept floor plan with modern finishes throughout. The kitchen features Luna Pearl granite countertops, white shaker solid-wood cabinetry with soft-close doors and drawers, stainless steel appliances, and plenty of space for everyday living and entertaining. The owner's suite offers a comfortable private retreat, while the additional bedrooms provide flexibility for family, guests, or a home office. Luxury vinyl and porcelain tile flooring, recessed lighting, and contemporary details complete the home's clean, modern feel. The property also features a 2-car garage and is conveniently located in Ocala, close to shopping, dining, recreation, and everything the area has to offer. Don't miss your chance to own a brand-new home in Ocala. Schedule your private showing today!

16878 Sw 40th Circle, Ocala
16629 Sw 21st Circle, Ocala
$339,000
4 Beds ⋅ 3 Baths ⋅ Marion Oaks Un 04 SubDv. ⋅ 34473 Zip Code
Virtually Staged. Brand-new, never-occupied 4-bedroom, 3-bath home offering 1,896 sq ft of heated living space in Marion Oaks. This thoughtfully designed home features a bright, open-concept layout connecting the living, dining, and kitchen areas, creating an inviting space for everyday living and entertaining. The kitchen offers a spacious island and included appliances, complemented by clean, modern finishes throughout. The primary suite features a beautifully appointed bathroom with dual vanities, a freestanding soaking tub, and a separate walk-in shower. The flexible bedroom layout includes a convenient Jack-and-Jill bathroom arrangement. Step outside to enjoy the covered rear porch overlooking the backyard and surrounding greenery. With contemporary finishes, a functional single-story floor plan, and the opportunity to be the very first occupant, this move-in-ready new construction home is ready to welcome its first owner. Schedule your private showing today!

16629 Sw 21st Circle, Ocala
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